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In recent years, other than conventional banks, certain other categories of banks have come into existence like Payments Banksand Small Finance Banks. Key objective of setting up of both types of banks is to promote greater financial inclusion through a secured, technology driven environment. Payments Banks: ...
What exactly is a Credit Score? Credit Score (a three digit number) indicates a borrower’s creditworthiness and is typically based on his/her credit history and other factors . It is given along with Credit Information Report issued by a Credit Information Company. Credit Score would be higher...
Passive vs. Active Savings Money in regular Savings Bank accounts fetches very low rates of interest, hence can be termed passive savings. Do not keep too much money in savings account! Instead, invest in Recurring/ Fixed Deposits of banks that fetch better returns. ...