Let’s face it. Life can be difficult. It just can be. Work pressures mount, family demands become overwhelming, health suffers, stress builds. I have to admit, it happens to me and when it does, when life gets to be too much or too hard, I put up a “Closed...
There are 7 habits that highly effective investors engage in regularly that separate themselves from the thundering sheep herd. These 7 habits, in fact, often lead to highly effective investors acting very differently from the average investor not because he or she believes in contrarian investing, but because the...
The stock market is an untamed animal, a wild beast. Sometimes, it is a raging bull that lifts and throws all stocks upwards into the sky. Sometimes it is a marauding bear that beats all stocks into the ground with brute force. And if you are entering the stock...
We all save money and then invest a part of our savings to meet our future requirements. We want maximum returns and do not want to make any bad investments. There are certain things which we should look into before making any investment. 1. Do not...
Many investors are ignorant when they are new to investing. When starting out, they just only want to jump right in. Sadly, not many of them are successful. It will be wise to realize that realistically all of these investments are full of risks – the danger of having...
Building wealth is as simple as saving a little bit here and a little bit there. You need not have great riches in order to accumulate wealth, but you need to have the drive, determination, and discipline to successfully increase your wealth. Let’s look at 5 proven wealth building...
Wise money management is essential for a balanced, happy life. Financial stress resulting from poor money management skills can affect our capacity to make good decisions, harm our relationships, affect physical and mental health, and ultimately to function well in life. It is no exaggeration to say that poor...
While extremely convenient, credit cards can be a very costly consumer product. Most people don’t realize just how expensive carrying around a credit card in your wallet can be. Each year many big spending credit card consumers can throw hundreds or even thousands of rupees out the window using...
In recent years, other than conventional banks, certain other categories of banks have come into existence like Payments Banksand Small Finance Banks. Key objective of setting up of both types of banks is to promote greater financial inclusion through a secured, technology driven environment. Payments Banks: ...
What exactly is a Credit Score? Credit Score (a three digit number) indicates a borrower’s creditworthiness and is typically based on his/her credit history and other factors . It is given along with Credit Information Report issued by a Credit Information Company. Credit Score would be higher...